TERMS OF

SERVICE

Last Updated: 12/12/2025
Welcome to layoff.coach. Please read these Terms of Service ("Terms") carefully before using our website and services.
1. Acceptance of Terms
By accessing or using layoff.coach, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.
2. Description of Service
layoff.coach provides an AI-powered career transition coaching tool ("Lina") designed to help individuals navigate job loss and career transitions. The Service includes:
  • Guided conversation and reflection exercises
  • Career assessment and planning tools
  • Goal-setting and accountability features
  • Personalized insights and recommendations
3. What Lina Is and Is Not
Lina IS:
  • An AI-powered coaching tool using evidence-based frameworks
  • A structured guide for career transition planning
  • A resource for self-reflection and goal-setting
  • Available 24/7 for support and guidance
Lina IS NOT:
  • A licensed therapist, psychologist, or mental health professional
  • A licensed career counselor or employment specialist
  • A financial advisor or legal counsel
  • A guarantee of employment outcomes
  • A replacement for professional medical, legal, or financial advice
4. No Professional Relationship
Your use of layoff.coach does not create a therapist-patient, attorney-client, financial advisor-client, or any other professional relationship. The Service provides general guidance and support tools only.
5. User Responsibilities
By using the Service, you agree to:
  • Provide accurate information during your interactions
  • Use the Service for lawful purposes only
  • Not misrepresent your identity or affiliation
  • Not attempt to reverse engineer, hack, or compromise the Service
  • Take responsibility for your own career decisions and actions
  • Seek appropriate professional help when needed (mental health, legal, financial)
6. Mental Health Disclaimer
IMPORTANT: If you are experiencing severe depression, anxiety, thoughts of self-harm, or mental health crisis, please immediately contact a qualified mental health professional or crisis hotline:
layoff.coach is not designed to provide crisis intervention or mental health treatment.
7. No Guarantee of Results
We make no guarantees, representations, or warranties about:
  • Your ability to find employment
  • The timeline for finding employment
  • The quality or compensation of employment opportunities
  • Career advancement outcomes
  • Financial outcomes resulting from use of the Service
Your career success depends on many factors beyond our control, including but not limited to: market conditions, your qualifications, your effort, economic factors, and employer decisions.
8. Account Registration and Security
To use certain features of the Service, you must create an account. You agree to:
  • Provide accurate and complete registration information
  • Maintain the security of your password
  • Notify us immediately of any unauthorized access
  • Be responsible for all activities under your account
We reserve the right to suspend or terminate accounts that violate these Terms.
9. Payment Terms
Free Tier:
  • Access to limited features as described on our website
  • No credit card required
  • Can be discontinued at any time
Paid Tiers:
  • One-time payment for Complete Program: $49
  • Optional monthly subscription for ongoing coaching: $39/month
  • Payments are non-refundable except as required by law
  • We reserve the right to change pricing with 30 days notice to existing subscribers
  • Monthly subscriptions can be cancelled at any time; you will have access through the end of your billing period
Refund Policy:
  • Due to the immediate access to digital content, all sales are final
  • Refunds may be issued at our sole discretion in cases of technical failure or exceptional circumstances
  • Contact [support email] to request a refund
10. Intellectual Property
All content, features, and functionality of the Service, including but not limited to text, graphics, logos, software, and AI models, are owned by Modern Day Teams or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not:
  • Copy, modify, or distribute any content from the Service
  • Use automated tools to scrape or download content
  • Reproduce, republish, or create derivative works
  • Use our trademarks without written permission
11. User Content and Data
Your Content: You retain ownership of any information, responses, or content you provide to the Service ("User Content").
License to Us: By using the Service, you grant us a limited, non-exclusive license to use your User Content solely to:
  • Provide and improve the Service
  • Generate your personalized coaching experience
  • Analyze usage patterns in aggregate (anonymized)
Our Commitment:
  • We do not sell your User Content
  • We do not use your User Content to train AI models for other users
  • We do not share your personal information with third parties except as described in our Privacy Policy
12. AI-Generated Content
Lina's responses are generated by artificial intelligence and may contain:
  • Errors or inaccuracies
  • Incomplete information
  • Content that requires verification
  • Suggestions that may not be appropriate for your specific situation
You acknowledge that:
  • AI-generated content should not be relied upon as professional advice
  • You are responsible for evaluating and verifying any information provided
  • We are not liable for decisions you make based on AI-generated content
13. Prohibited Uses
You may not use the Service to:
  • Violate any laws or regulations
  • Harass, abuse, or harm others
  • Impersonate any person or entity
  • Distribute malware, viruses, or harmful code
  • Attempt to gain unauthorized access to our systems
  • Use the Service for any commercial purpose without permission
  • Share your account credentials with others
  • Use the Service if you are under 18 years of age
14. Termination
We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for:
  • Violation of these Terms
  • Fraudulent or illegal activity
  • Abusive behavior toward our team or systems
  • Non-payment of fees
  • Any other reason at our sole discretion
Upon termination:
  • Your right to use the Service immediately ceases
  • You may lose access to your User Content
  • We are not liable for any loss resulting from termination
You may terminate your account at any time by contacting us at [support email].
15. Disclaimers and Limitation of Liability
DISCLAIMER OF WARRANTIES:
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
WE DO NOT WARRANT THAT:
  • The Service will be uninterrupted, secure, or error-free
  • Defects will be corrected
  • The Service is free of viruses or harmful components
  • Results from using the Service will meet your expectations
LIMITATION OF LIABILITY:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, MODERN DAY TEAMS AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
  • Loss of employment or employment opportunities
  • Loss of income or profits
  • Loss of data
  • Emotional distress
  • Business interruption
OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM USE OF THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.
Some jurisdictions do not allow limitations on implied warranties or limitation of liability for incidental or consequential damages, so the above limitations may not apply to you.
16. Indemnification
You agree to indemnify, defend, and hold harmless Modern Day Teams, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including legal fees) arising from:
  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Your User Content
17. Third-Party Services
The Service may contain links to third-party websites or services. We are not responsible for:
  • The content, accuracy, or practices of third-party sites
  • Your interactions with third parties
  • Any damages or losses caused by third-party services
18. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by:
  • Posting the updated Terms with a new "Last Updated" date
  • Sending an email to your registered email address (for paid users)
  • Displaying a notification in the Service
Your continued use of the Service after changes take effect constitutes acceptance of the modified Terms.
19. Governing Law and Dispute Resolution
These Terms are governed by the laws of [Your State/Country], without regard to conflict of law principles.
Informal Resolution: Before filing any claim, you agree to try to resolve the dispute informally by contacting us at [support email]. We'll try to resolve the dispute informally within 60 days.
Binding Arbitration: If we cannot resolve the dispute informally, any dispute arising from these Terms or the Service will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, rather than in court, except that you may assert claims in small claims court if your claims qualify.
Class Action Waiver: You agree to resolve disputes with us on an individual basis and waive any right to participate in a class action lawsuit or class-wide arbitration.
20. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
21. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Modern Day Teams regarding the Service and supersede any prior agreements.
22. Contact Information
If you have questions about these Terms, please contact us:
Modern Day Teams
Email: niki@moderndayteams.com
Website: layoff.coach
23. Acknowledgment
BY CLICKING "I AGREE" OR BY USING THE SERVICE, YOU ACKNOWLEDGE THAT:
  • You have read and understood these Terms
  • You agree to be bound by these Terms
  • You understand that Lina is not a licensed professional
  • You are using the Service at your own risk
  • You will seek appropriate professional help when needed
Note: These Terms of Service are effective as of 12/12/2025 and apply to all users of layoff.coach.